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A business man is looking and typing on his tablet; image used for HSBC Malaysia Amanah debt consolidation page.

Debt consolidation

Manage all of your financial commitments by consolidating all of your outstanding debt into a single account

What is debt consolidation?

Debt consolidation is a refinancing feature to consolidate the outstanding balance from your existing credit card or personal financing with HSBC Amanah Personal Financing-i. This can help you to reduce your monthly payment commitment and help with managing your cash flow better.
To apply for debt consolidation, you must have been an HSBC/HSBC Amanah customer for 6 months or longer.

You'll get to enjoy flat rates

from as low as
7.5% p.a.

Manage your debt consolidation plan

How does debt consolidation work?

  • Consolidate the outstanding balance from all your existing unsecured credit facilities into 1 term financing that comes with a fixed monthly payment
Just one click to calculate your financing commitments

Consolidate your debt now in just 4 easy steps

1. Log on to apply

Tell us the amount you wish to apply for and complete the application

2. Receive your preliminary application results instantly

Get instant approval in principle in 60 seconds

3. Upload your documents

Upload your supporting documents online

4. Receive the funds

Funds will automatically be disbursed to settle off your outstanding debt balance in other banks and/or to your HSBC/HSBC Amanah account (if applicable) upon approval

Who can apply?

  • Malaysians or Malaysian PRs aged between 21-60 with a monthly salary of at least RM3,000
  • HSBC/HSBC Amanah savings or current account holders for at least 6 months

Don't have an account with us yet?

It's never too late to start your journey with us! Apply to join HSBC Amanah now to unlock a world of benefits.
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