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Your money on your terms

Our HSBC Amanah Foreign Currency Term Deposit Account-i is built to adhere to the Shariah principle of Commodity Murabahah.   Get potentially more from your money, with your choice of 11 major currencies and a range of term lengths at a fixed profit rate. What's more, you can manage your instructions easily at any time via HSBC Online Banking.
  • Grow your money at a fixed profit rate
  • Select from 11 major currencies, including US dollar (USD), Great Britain pound (GBP), Australian dollar (AUD), Singapore dollar (SGD), and euro (EUR)
  • Choose term lengths from 1, 3, 6, 9 or 12 months to fit your needs
  • Reinvest or withdraw your funds upon maturity
 Chinese yuan (CNY) accounts are available for a 1-month term only. Japanese yen (JPY) accounts are available for either a 1♛-month or 3-month term.

Ready to apply?

If you already have an active HSBC Amanah Everyday Global Account-i or HSBC Amanah Foreign Currency Savings Account-i, you can apply for an HSBC Amanah Foreign Currency Term Deposit Account-i via HSBC Online Banking.  

If you're new to HSBC, please visit your nearest branch.

How much do I need to open an account?

The following table shows the minimum amount you'll need to open an account for each of the 5 major currencies: US dollar (USD), Great Britain pound (GBP), Australian dollar (AUD), Singapore dollar (SGD), and euro (EUR). It also shows the profit rate offered for each term.
Last updated: 07 June 2024
Currency
Minimum deposit amount 1
month
3 months 6 months 9 months 12 months
USD 3,000 4.93% 4.93% 4.87% 4.78% 4.68%
GBP 2,000 4.71%
4.69%
4.65%
4.59%
4.52%
AUD 3,000 3.51%
3.55%
3.63%
3.61%
3.29%
SGD 4,000 3.13%
3.28%
3.28%
3.28%
3.28%
EUR 2,000 3.05%
3.15%
3.18%
3.17%
3.15%
Last updated: 07 June 2024
Currency
USD
Minimum deposit amount 3,000
1
month
4.93%
3 months 4.93%
6 months 4.87%
9 months 4.78%
12 months 4.68%
Currency
GBP
Minimum deposit amount 2,000
1
month
4.71%
3 months 4.69%
6 months 4.65%
9 months 4.59%
12 months 4.52%
Currency
AUD
Minimum deposit amount 3,000
1
month
3.51%
3 months 3.55%
6 months 3.63%
9 months 3.61%
12 months 3.29%
Currency
SGD
Minimum deposit amount 4,000
1
month
3.13%
3 months 3.28%
6 months 3.28%
9 months 3.28%
12 months 3.28%
Currency
EUR
Minimum deposit amount 2,000
1
month
3.05%
3 months 3.15%
6 months 3.18%
9 months 3.17%
12 months 3.15%

For a full list of currencies and rates, please see our Fore🐷ign Currency Term Deposit Account-i rates page.

Rates displayed above are on a per annum (p.a.) basis. The rates displayed are indicative for the day and subject to change without prior notice.
List of minimum deposit amount for each foreign currency
Currency
Minimum deposit amount
USD (United States dollar) 3,000
GBP (Great Britain pound) 2,000
AUD (Australian dollar) 3,000
SGD (Singapore dollar) 4,000
EUR (Euro) 2,000
JPY (Japanese yen) 300,000
CHF (Swiss franc) 3,500
HKD (Hong Kong dollar) 25,000
CAD (Canadian dollar) 3,000
NZD (New Zealand dollar) 4,500
CNY (Chinese yuan) 20,000
List of minimum deposit amount for each foreign currency
Currency
USD (United States dollar)
Minimum deposit amount
3,000
Currency
GBP (Great Britain pound)
Minimum deposit amount
2,000
Currency
AUD (Australian dollar)
Minimum deposit amount
3,000
Currency
SGD (Singapore dollar)
Minimum deposit amount
4,000
Currency
EUR (Euro)
Minimum deposit amount
2,000
Currency
JPY (Japanese yen)
Minimum deposit amount
300,000
Currency
CHF (Swiss franc)
Minimum deposit amount
3,500
Currency
HKD (Hong Kong dollar)
Minimum deposit amount
25,000
Currency
CAD (Canadian dollar)
Minimum deposit amount
3,000
Currency
NZD (New Zealand dollar)
Minimum deposit amount
4,500
Currency
CNY (Chinese yuan)
Minimum deposit amount
20,000

Get started

Already an HSBC Amanah customer?

You'll need to have at least one active HSBC Amanah Everyday Global Account-i or HSBC Amanah Foreign Currency Savings Account-i to log on to HSBC Online Banking and open an HSBC Amanah Foreign Currency Term Deposit Account-i in minutes.

New to HSBC Amanah?

You can apply for an HSBC Amanah Everyday Global Account-i or HSBC Amanah Foreign Currency Savings Account-i, and an HSBC Amanah Foreign Currency Term Deposit Account-i at your tcw bet:nearest branch﷽. Book an appointment to skip the queue when you visit us.

Good to know

HSBC Amanah is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Deposits in your Foreign Currency Term Deposit Account-i are protected by PIDM up to RM250,000 for each depositor. For more details on PIDM protection, please see this .

You can find answers to frequently asked questions about foreign exchange (FX) in our FX products and services FAQs (PDF).

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